The current economic climate has dramatically exposed many Australians. They are experiencing mortgage stress, fear of job loss, financial worries and seeming decline in super – all distractions that detract from a productive working environment. By providing employees with timely financial education, you will equip them with the knowledge and skills to make effective decisions about the use and management of their money.

The economic downturn gives a new urgency for employees to learn about finance. They are seeking access to a wide range of financial information on everything from the reason behind the credit crunch to money saving tips, debt and taxation. . It is not just about creating wealth but protecting it as well.

Many employers would like to provide financial literacy training for staff but have been daunted by the obstacles. The workforce of many companies covers a wide range of demographics – all with very different financial planning needs. The cost barrier in regularly updating information from a legislative and relevance point of view has prevented many companies from developing financial training for staff in the past. Finally greater media savvy of staff mean that any financial education program on offer has to be absolutely current in content and match contemporary expectations in standards of presentation

Money 101 assists working people of all ages, incomes and educational backgrounds plan their money for life. It covers:

1. Planning and investment basics
2. Work-related benefits including superannuation
3. Lifestyle benefits of work–life options
4. Access to independent financial services information and advice

The program provides unbiased financial education. We are scrupulous in our independence and rigorously keep abreast of all legal and policy changes pertaining to content.

Rather than relying on compulsory superannuation contributions and the age pension, we encourage employees at all levels in an organisation and at every age to begin to understand financial products, investment techniques and the payoffs from regular saving

We are skilled and experienced in adult learning and know what works and what doesn’t. A simple exercise using an online calculator to review cash flow can lead to changes in behaviour and ensure that financial expectations and dreams are met.

Employees with a greater sense of control over their personal finances tend to waste less time and are more productive. There is now at lot of compelling evidence that financial pressures, mortgage stress and financial insecurity reduce the individual’s productivity. Similarly the benefits of being an employer of choice are increasingly understood.

Online/face to face

The program covers:

30 modules and multiple seminars covering financial planning, retirement, investment basics and work related benefits including superannuation

Money 101 offers web based online and face to face financial education programs which are designed to assist people gain control of their finances. The program is fiercely independent and non-product and deals with important financial issues such as superannuation, insurance, investment and debt.

By providing members with comprehensive financial education tools, you give them the skills to make informed decisions about their superannuation, the use and management of their money in difficult times.

One size does not fit all and our real world financial topics enable the member to self select according to needs and interests.